Automotive aftermarket

mechanic with clipboard
Zurich’s automotive aftermarket program is designed for body collision auto repair or services shops.


  • Auto repair or service shops including:
    • Auto body/collision repair
    • Auto glass repair/installation
    • Brake shops
    • Muffler shops
    • General/mechanical repair
    • Sound/alarm system installation
    • Transmission repair
    • Auto quick lube shops
  • Retail auto parts and accessories stores (new parts only)
  • Retail tire stores

Ineligible risks:

  • Greater than 10 Locations
  • Less than three years in business
  • Greater than 50 employees
  • Business Auto with greater than 10 power units
  • Account over $50,000 in premium


  • Nationwide, except in Alaska, Florida, Hawaii, Louisiana and Texas

Coverages offered:

  • Property
  • General Liability and Employee Benefits Liability
  • Garage Keepers (direct or legal liability basis)
  • Business Auto Liability and Physical Damage
  • Crime (employee dishonesty, forgery or alteration, money and securities)
  • Equipment Breakdown
  • Property coverage extensions
  • Umbrella Liability (excess and umbrella)