Lawyers professional liability (LPL)

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Zurich’s LPL program offers Professional Liability/Errors and Omissions coverage to four segments of attorneys including law firms up to 100 attorneys, part-time attorneys - solo practitioners who spend no more than 26 hours per week in the private practice of law, moonlighting attorneys - solo practitioners who spend no more than 26 percent of his/her time in private practice and solo practitioners.


Appetite:

Law firms (part-time attorneys, moonlighting attorneys, solo practitioners and law firms up to 100 attorneys)

Ineligible risks:

  • Law firms engaged in patent law, tax shelter work or investment counseling

Geography:

AL, CA, CO, CT, DC, FL, GA, HI, IL, KS, KY, MA, MD, MI, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, WA

Submission requirements:

A completed Zurich Lawyers Professional Liability application, available upon request for contact from the Program Administrator.

Please note the additional qualifications needed in the following states:

AL, CA, CO, FL, GA, HI, IL, KS, KY, MI, NM, NV, OH, SC, TN, TX, WA

  • Retail insurance agents only; no wholesalers
  • At least 3 years experience in writing Lawyers Professional Liability
  • An existing book of Lawyers Professional Liability insurance clients

Coverages offered:

Professional Liability/Errors and Omissions, with an endorsement for disciplinary hearings in all states except MI

Additional program highlights

  • Zurich's longstanding commitment to providing Lawyers Professional Liability coverage
  • Broad definition of legal services
  • Various limit and deductible options
  • Claims are handled by former practicing attorneys who understand a lawyer's needs
  • Convenient
  • Coverage for past attorneys and staff for work done on behalf of the firm
  • Worldwide coverage
  • Free extended reporting period coverage for an insured in the event of total disability or death
  • Free extended reporting period coverage for an insured who becomes a state or federal judge
  • New attorney discount
  • Innocent insured coverage
  • Reduced pricing for part-time attorneys
  • Reduced pricing for moonlighting attorneys
  • Loss prevention hotline and website

Coverage limits:

  • Up to $10 million per claim and aggregate.

Admitted or non-admitted paper:

  • Admitted