E&S hotel and motel

hotel check in

Our E&S hotel and motel program specializes in small-to medium-sized motel chains. All risk property coverage is available, including flood and earthquake in non-critical areas. Coverage limits up to $25 million. Higher limits may be available depending on risk characteristics.



  • Motels and hotels
  • Limited critical flood or earthquake

Ineligible risks:

  • No windstorm coverage in tier 1 or 2 counties


  • Nationwide

Submission requirements:

  • Forms for a submission available upon request for contact from the Program Administrator
  • Three to five years of loss history

Coverages offered:

Property and equipment breakdown, named perils to All Risk, ACV and RCV valuation, no coinsurance with proper insurance to value ratio

Coverage limits:

  • Program limits up to $25 million for primary and excess. Higher limits may be available depending on the risk characteristics
  • Minimum premium: $10,000
  • Minimum deductible: $5,000

Admitted or non-admitted paper:

  • Non-admitted

Additional program highlights:

  • Program Administrator specializes in small-to-medium size hotels and motels