E&S retail

shopping mall

From shopping centers and stores to malls and restaurants, our E&S retail property program does not have restrictions on construction or any minimum occupancy requirements. Coverage includes property and equipment breakdown with limits up to $25 million. Higher limits may be available depending on risk characteristics.

 

Appetite:

  • Shopping centers
  • Stores
  • Malls
  • Restaurants
  • Other retail
  • Limited critical flood or earthquake

Ineligible risks:

  •  Windstorm and Hail in tier 1 or tier 2 counties

Geography:

  • Nationwide

Submission requirements:

  • Submission forms available upon request from this Program Administrator¬†

Coverages offered:

Property and equipment breakdown, named perils to all risk, ACV and RCV valuation, no coinsurance with proper insurance to value ratio.

Coverage limits:

  • Program limits up to $25 million for primary and excess. Higher limits may be available depending on the risk characteristics
  • Minimum premium:$10,000
  • Minimum deductible: $5,000

Admitted or non-admitted paper:

  • Non-admitted

Additional program highlights:

This program does not have restrictions on construction or any minimum occupancy requirements. This Program Administrator will entertain accounts that have had losses or are being non-renewed for low occupancy rates.