Business auto

small truck Zurich’s Business auto program offers auto liability and auto physical damage primarily within a 0-300 mile radius. Our appetite includes a variety of risks, including:


  • Armored cars
  • Contractors
  • Courier services
  • Mobile businesses
  • Retail delivery
  • Wholesale/distribution


  • Not-for-hire operations primarily within 0-300 mile radius written on a Business Auto policy
  • Contractors
  • Retail delivery
  • Wholesale/distribution
  • Mobile businesses (food vending, mobile medical, etc.)
  • Courier services
  • Armored cars
  • Cement mixers
  • Vacuum trucks
  • Dairies
  • Crane and boom trucks

Ineligible risks:

  • Pizza delivery
  • Door-to-door newspaper delivery
  • Bulk hazardous materials
  • Mobile/manufactured home delivery


  • Nationwide except DC and NJ.
  • Program Administrator not currently taking new agent appointments in AL,AR,CO,FL,GA,IA,IL,KS,KY,MN,MO,MS,NE,NM,NV,OH,OK,SC,SD,TN,WI

Submission requirements:

  • ACORD applications
  • Commercial auto questionnaire
  • Expiring term plus three prior years of currently valued loss experience
  • Current MVR's for all drivers

Coverages offered:

  • Auto Liability
  • Auto Physical Damage
  • Motor Truck Cargo

Admitted or non-admitted paper:

  • Admitted

Additional program highlights:

  • New ventures considered. Broadened pollution available for most classes.
The Program Administrator can answer questions about eligibility, coverage, or commissions. They will also be able to provide you with the appropriate forms for a submission. Please Note: Zurich Program Administrators have individual appointment processes. They retain the right to appoint/terminate subproducer relationships. If a Zurich Program Administrator declines to appoint, no alternative Program Administrators can be considered for the class of business.