Local/Intermediate (short-haul) trucking

semi truck cabZurich’s appetite for our short-haul trucking program includes for-hire contract, common and exempt carriers with greater than 80% of operations within a 0-300 mile radius. We offer Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo coverage with broadened pollution available in most classes.


For-hire contract, common, and exempt carriers with greater than 80% of operations within a 0-300 mile radius

Ineligible risks:

  • Any risk with over 20% of their mileage beyond a 300 mile radius (as determined by IFTA reports)
  • Triple trailers
  • Hazardous material haulers
  • Medical/biohazard waste haulers
  • Mobile/manufactured home transport
  • Log haulers
  • Risks with active brokerage authority


  • Nationwide except for DC and NJ
  • Program Administrator not currently taking new agent appointments in CO,IA,IL,KS,MN,MO,MS,NE,NM,NV,OH,OK,SD,WI

Submission requirements:

  • ACORD applications
  • Commercial auto questionnaire
  • Expiring term plus three prior years of currently valued loss experience 
  • Current MVR's for all drivers
  • IFTA's to verify radius eligibility (when federal filing requested)

Coverages offered:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Motor Truck Cargo

Admitted or non-admitted paper:

  • Admitted

Additional program highlights:

  • New ventures considered
  • Broadened pollution available for most classes
  • Trailer interchange available
The Program Administrator can answer questions about eligibility, coverage, or commissions. They will also be able to provide you with the appropriate forms for a submission. Please Note: Zurich Program Administrators have individual appointment processes. They retain the right to appoint/terminate subproducer relationships. If a Zurich Program Administrator declines to appoint, no alternative Program Administrators can be considered for the class of business.