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Vehicle Service Contracts

Zurich's Vehicle Service Contract program offers multiple coverage and term options to choose from on both new and pre-owned vehicles. 


Program availability

  • Franchise auto dealers
  • Independent auto dealers
  • Motorcycle dealers  
  • Powersports dealers



  • High eligibility limits of current plus 12 model years and up to 150,000 miles mean more vehicles qualify for coverage.
  • Five coverage plans to choose from - Rental Plus, Powertrain, Standard, Preferred and Comprehensive.
  • Multiple coverage and term options help to ensure a perfect fit for every customer.
  • Available for both new and pre-owned vehicles.
  • Value-added benefits provide additional protection and peace of mind for your customers - Rental Car Coverage (for covered repairs; no overnight stay required), 24/7 Emergency Roadside Assistance and Trip Interruption Coverage.
  • In most states, Zurich offers third-party obligor, not dealer obligor programs.
  • Interest-free payment plan available to customers paying cash.



  • Disappearing deductible option keeps customers returning to your dealership for service.
  • Opportunity to sell vehicle service contracts from the service bay for increased sales.
  • Incentive programs provided at no cost to your dealership.
  • ASE-certified claims adjusters with dealership experience enhance your claims service.
  • 100 percent manufacturer’s suggested list price for parts and 100 percent customer pay rate for labor, providing income over the manufacturers’ programs.
  • Labor time based on your choice of manuals adds income over what the manufacturer provides.
  • Web-enabled rating makes quoting vehicle service contracts quick and accurate, saving you time and money.
  • Standard 72-hour claim payment turnaround means you get your money faster.
  • Major lender approval makes financing our contracts easy.
  • Dedicated phone line for service departments resulting in less hold time for your service personnel.
  • Additional one-half hour labor on sublet repairs to cover your administrative costs.
  • Reasonable costs for diagnostic time.

Contact Us

To request an F&I solutions proposal, contact Zurich Business Sales.

Account Service

For questions and service on your business insurance or F&I account, contact Zurich Business Account Service.