RCRA and non-RCRA facilities

Industrial and brownfield developments face specific risks unique to the type of facility and associated regulations. Help protect the progress of your development with environmental coverage customized to your project’s needs. Zurich’s team of specialists can help you protect your investment with integrated insurance solutions and proactive solutions designed specifically for both Resource Conservation and Recovery Act (RCRA) and non-RCRA facilities.


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RCRA facilities

Organizations are required by the Resource Conservation and Recovery Act (RCRA) to prove financial responsibility for the treatment and storage or disposal of hazardous waste, according to stricter EPA and state laws.

With decades of experience in offering environmental insurance and drawing on the knowledge of industry specialists, Zurich possesses an understanding of the risks that RCRA-regulated companies face. We help meet the environmental insurance needs for many RCRA-regulated industries, including:

  • Agribusiness
  • Bulk storage
  • Chemical manufacturing
  • Hazardous and non-hazardous treatment, storage and disposal facilities, e.g., incineration facilities, landfills, land treatment, recycling facilities, surface impoundment and wastewater treatment
  • Laboratory testing
  • Pharmaceutical

We strive to protect your business against relevant environmental exposures, by providing a review of your practices. Our team will ask questions such as:

  • Do you have a complete and coordinated spill control plan?
  • Is your pretreatment of wastewater discharged to a municipal wastewater treatment plant sufficient?
  • Do you have an underground-storage-tank management program?
  • Is there a possibility of mold or bacteria in your air conditioning units? 
  • Could any chemicals be corroding on-site and off-site sewer pipes? 
  • Are your laboratory hood filters properly maintained?
  • Do you have adequate backflow-prevention devices?
  • Have any of your buildings used asbestos in the past as an insulator?
  • Are there odors from animal or other waste materials?

Site owners and operators (non-RCRA)

In manufacturing, a single incident can affect production and profitability. The potential financial impacts include cleanup costs, damage to natural resources, legal-defense expenses, business interruption, third-party bodily injury and property damage claims. Working with one of the  environmental insurance leaders to insure your business from these liabilities. Zurich has decades of environmental experience and works closely with industry specialists to better understand the risks to your business. Our experience extends to automotive, household goods, metal manufacturing, consumer goods, textiles, electronics and many others.

Zurich can tailor risk-management solutions to your business if you:

  • Have above-ground or underground storage tanks on site
  • Store hazardous materials
  • Produce air emissions from operations
  • Are located in an industrial area
  • Dispose of waste at off-site locations

Zurich’s integrated approach to insurance solutions allows for more comprehensive coverage. Our team of dedicated specialists offers an understanding of the environmental risks your development faces, and can help design an approach to help mitigate risk.