Surety solutions

Zurich has been one of the leaders in the surety field since 1890. Today, we are the third largest and longest continuously operating surety provider in North America.

Why Zurich? 

Zurich surety helps your business succeed by offering:

  • A relationship-based approach: Zurich has underwriters with meaningful authority in 37 locations in the U.S. and Canada.
  • Underwriting insights: Zurich has experienced contract and commercial surety underwriters who manage surety risks of various sizes.
  • Meaningful capacity: Zurich offers surety capacity of USD 2 billion or more to qualified customers.
2 men looking at construction

Solutions for surety

Contract surety

Zurich provides qualified construction companies with a wide variety of contract surety bonds. The businesses range from small to large ENR 400 firms performing public works projects, as well as private construction projects.

Types of contract bonds:

  • Bid bonds
  • Performance bonds
  • Labor and material payment bonds
  • Subdivision bonds
  • Supply bonds
  • License and permit bonds
  • Miscellaneous bonds
  • Environmental surety bonds and more

Public-private partnerships: We also provide an innovative surety solution for the fast growing public-private partnership (PPP) market. Our public-private partnership performance bonds help meets the unique needs of PPP contractors delivering large infrastructure projects in North America.

Learn about the Zurich Public-Private Partnership Performance Bond

Commercial surety

Zurich specialists understand the breadth of surety risks and have designed solutions tailored to the needs of large and regionally based companies. 

Types of commercial bonds:

  • License and permit bonds
  • Court bonds
  • Workers’ compensation self-insurance bonds
  • Miscellaneous bonds

Zurich’s commercial surety approach includes:

Account-based commercial surety

Zurich offers meaningful surety capacity and underwriting insights to Fortune 2000 and regionally based companies that require large individual bond capacities or many bonds in multiple states.


Transactional commercial surety

Zurich’s transactional based segment is designed for qualified customers who require a limited number of surety bonds each year.

International surety

Surety bonds are an integral need for growing companies. Companies headquartered outside of the U.S. or Canada may need guidance on effectively bonding their large scale obligations and construction projects. Indemnity agreements need to account for unique legal aspects in the U.S. and other countries. Surety for internationally-based customers requires a deep understanding of the construction marketplace, the associated risks of each local market, and ways to manage and mitigate those risks to achieve success for the customer and the surety.

With one of the largest global networks in the industry, Zurich is one of the leading providers of surety capacity to international-based customers. Our experienced and dedicated team of international surety underwriters can provide contract and commercial bonds to companies in the Unites States, Canada and many other countries.

Our international surety bonds are offered in 23 countries in the Americas, Europe and Asia-Pacific; helping our customers in the growing, vibrant international construction arena.

Surety tools

In addition to expertise in underwriting and risk engineering, Zurich offers surety tools to help you plan for unforeseen risk.

With over a hundred years of experience leading the surety field, we have developed specialized tools to help save you time and give you insight.

  • Surety Bond Validator: The online Surety Bond Validator allows obligees to check the validity of a surety bond presented to them by a principal.

  • Zurich Surety Express®: This online tool allows brokers to rate, underwrite, quote, obtain bond forms, and issue commercial and contract surety bonds in a fraction of the time it takes now. You can also obtain powers of attorney and helpful surety underwriting information through the tool, reducing the number of calls, mail and faxes needed to issue additional bonds.

  • Surety Forms Library: Easy access to all the forms you need in one centralized location, or download forms from the library to your desktop.

  • Surety Benchmarking Report: Designed to provide a window into financial performance, this tool gives our surety construction customers the ability to measure their performance against regional and industry peers. It uses aggregated data from Zurich’s robust financial statement database.
Zurich surety account executives will customize the report upon request, review details of the report and provide insights on how to better understand finances and overall profitability.

Knowledge Hub resources