Construction

wheelbarrow

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Zurich is a leading insurer for the construction industry specializing in insurance for small and mid-sized commercial and residential markets. We work with program administrators who specialize in the construction industry, understand the technical and operational aspects of a diverse array of construction projects and can write projects within a broad range of sizes and scopes.


Builders risk - residential

residential construction

For new residential construction projects, Zurich offers inland marine coverage on a per-project basis or on a reporting form/blanket basis and includes a renewal option of up to two additional years. A separate policy for unsold dwellings is available.

Agents: Please see the appetite guide

Customers: Request more information

Builders risk - large home

residential site

The large home builder insurance program is designed for residential home builders with multiple projects running simultaneously. Coverages include inland marine with options for purchasers under contract, model homes, model home contents, tools and equipment, trade-ins and unsold dwelling. 

Agents: Please see the appetite guide

CustomersRequest more information

Builders risk - commercial

man reading plans

For commercial building projects up to $50 million, policies may be written with  policy terms. This program also offers business income coverage, waiver of coinsurance and other coverages. 

Agents: Please see the appetite guide

CustomersRequest more information

Builders risk - remodeling

remodeling

The remodeling builders risk program provides coverage for basic-to-complex residential and commercial renovation projects, with option to include the existing structure. Policy options include a six, nine or twelve month term and allow for occupancy when the owner is acting as the contractor.  

Agents: Please see the appetite guide

CustomersRequest more information

Contractors equipment

excavator dump truck

This coverage was developed to help protect commercial operations owning valuable mobile equipment. It provides coverage for construction machinery, equipment and tools of a mobile nature used in contracting, installation, erection and repair, or moving operations or projects.

Agents: Please see the appetite guide

CustomersRequest more information

Installation floaters

cabinet installation

Installation floaters provide course of construction coverage for property of the insured and property of others that is being installed or awaiting installation. This is an inland marine policy that can help protect subcontractors and service providers from the exposures they face during installation.

Agents: Please see the appetite guide

CustomersRequest more information

Logging contractors equipment

logging trucks

Zurich’s Logging Contractor’s Equipment insurance program insures logging and lumbering, wood yard and sawmills, chipping, and land clearing operations. Coverages include first party physical damage to mobile equipment, machinery and tools.

Agents: Please see the appetite guide

CustomersRequest more information