Commercial auto/transportation

2 semi trucks
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Zurich’s Commercial auto program provides coverage for motor vehicle operations. Our broad appetite includes truckers, contractors, retail delivery, courier services, armored cars, wholesale distribution and mobile businesses, such as food vendors and mobile medical.

Business auto

small truck

Zurich’s Business auto program offers auto liability and auto physical damage primarily within a 0-300 mile radius. Our appetite includes a variety of risks, including:

  • Armored cars
  • Contractors
  • Courier services
  • Mobile businesses
  • Retail delivery
  • Wholesale/distribution
  • And more

Agents: Please see the appetite guide

Customers: Request more information


Crane operations

wide load truck

Zurich’s Crane operations program offers Auto Liability and Auto Physical Damage insurance for vehicles with permanently attached cranes or booms that typically operate at or near construction sites. 80% of operations must be within a 300 mile radius.

Agents: Please see the appetite guide

Customers: Request more information


Dumping operations

dump truck

Coverages offered through our Dumping operations program include Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo. Eligible risks include power units and/or trailers equipped with dump bodies, such as end dumps or side dumps, for-hire operations hauling non-hazardous dump commodities in primarily a 0-300 mile radius.

Agents: Please see the appetite guide

Customers: Request more information


Environmental transportation

environmental transport

Zurich’s Environmental transportation program offers Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo insurance for operations hauling any amount of bulk and/or placarded loads within a 300 mile radius.

Agents: Please see the appetite guide

Customers: Request more information


Food grade commodities transport

tanker truck

Zurich’s Food grade commodities transport program offers Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo insurance for operations hauling commodities such as corn syrup, flour, milk, orange juice, sugar and other edible commodities transported in bulk tank units within a 300 mile radius.

Agents: Please see the appetite guide

CustomersRequest more information


Garbage and waste haulers           

garbage truck dumpster

Zurich’s garbage haulers program offers Auto Liability and Auto Physical Damage for contracted collection of garbage, trash, refuse or recyclables at residential, commercial or industrial sites for disposal or recycling.

Agents: Please see the appetite guide

CustomersRequest more information


Hazmat transportation                  

hazmat truck

Zurich’s Hazmat transportation program offers Auto Liability, Auto Physical Damage, General Liability, Motor Truck Cargo and broadened pollution coverage for transporters of placarded hazardous materials operating 80% within a 300 mile radius. 

Agents: Please see the appetite guide

Customers: Request more information


Local/intermediate (short-haul) trucking

semi truck cab

Zurich’s appetite for our short-haul trucking program includes for-hire contract, common and exempt carriers with greater than 80% of operations within a 0-300 mile radius. We offer Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo coverage with broadened pollution available in most classes.

Agents: Please see the appetite guide

Customers: Request more information


Logistics

Red semi truck

NEW! Zurich’s Logistics program offers coverage forms that provide viable insurance protection for logistical risks. The program offers the flexibility to custom-tailor a multi-line policy that can include a number of coverages from Truck Broker Liability to Contingent Cargo.

Agents: Please see the appetite guide

CustomersRequest more information


Non-trucking liability/physical damage

delivery truck driver

This program offers liability coverage that applies when the vehicle is not being used for business purposes or not under the authority of a motor carrier.

Agents: Please see the appetite guide

CustomersRequest more information


Petroleum transportation (for hire)

semi at gas station

Zurich’s Petroleum transportation program insures petroleum haulers operating within a 0-300 mile radius. Coverage options include Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo, plus broadened pollution.

Agents: Please see the appetite guide

CustomersRequest more information


Public auto and limousine             

limo

Targeted classes of business for Zurich's Public auto and limousine program include livery operations engaged in passenger transportation. Common vehicle types for this coverage include limousines, vans, private passenger types, SUVs, trolleys and trams, and more. Coverage options include Auto Liability, Auto Physical Damage, and General Liability.

Agents: Please see the appetite guide

Customers: Request more information