Environmental transportation

environmental transportZurich’s Environmental transportation program offers Auto Liability, Auto Physical Damage, General Liability and Motor Truck Cargo insurance for operations hauling any amount of bulk and/or placarded loads within a 300 mile radius.


For hire and not for hire operations hauling any amount of bulk and/or placarded loads within a 300 mile radius

Ineligible risks:

Haulers of:

  • Explosives
  • Nuclear/radioactive or gaseous poisons


  • Nationwide except AK, HI, MA, NJ and NY

Submission requirements:

  • Completed application with motor vehicle records (MVR's)
  • Commercial auto questionnaire
  • Drivers schedule
  • Vehicle schedule
  • IFTAs
  • Four years of currently-valued loss runs if in business for that period, target pricing and brief narrative of operations

Coverages offered:

  • Auto Liability
  • Cargo
  • General Liability
  • Physical Damage

Coverage limits:

  • Liability coverages up to $1 million

Admitted or non-admitted paper:

  • Admitted

Additional program highlights:

  • This program can help cover risks that haul various environmental, bulk and food grade commodities
  • Coverage requires the CA9948 broadened pollution endorsement
  • Reporting form policies are available for larger premium accounts 
The Program Administrator can answer questions about eligibility, coverage, or commissions. They will also be able to provide you with the appropriate forms for a submission. Please Note: Zurich Program Administrators have individual appointment processes. They retain the right to appoint/terminate subproducer relationships. If a Zurich Program Administrator declines to appoint, no alternative Program Administrators can be considered for the class of business.