Hazmat transportation

hazmat truckZurich’s Hazmat transportation program offers Auto Liability, Auto Physical Damage, General Liability, Motor Truck Cargo and broadened pollution coverage for transporters of placarded hazardous materials operating 80% within a 300 mile radius.


  • Transporters of placarded hazardous materials operating 80% within a 300-mile radius and presenting at least two (2) years of current insurance history for the Named Insured  
  • The risks may utilize belly (hopper bottom) dump, dry van, end dump, flatbed, intermodal, liquid tanker, pneumatic tanker, and various types of equipment  
  • Risks with at least one (1) power unit may be eligible

Ineligible risks:

Risks transporting explosives, certain compressed gases, nuclear or radioactive commodities, and some poisons


  • Nationwide except AK, HI, MA, NJ and NY

Submission requirements:

  • Zurich commercial auto questionnaire
  • Appropriate ACORDs
  • Currently-valued loss runs for most recent four (4) years or years in business, if less
  • Current four (4) quarters of IFTAs for all motor carriers
  • Additional detail as required by the Program Administrator

Coverages offered:

  • Auto Liability, including broadened pollution (CA9948)
  • Auto Physical Damage
  • General Liability, including the misdelivery of liquid products
  • Motor Truck Cargo
  • Enhancement endorsements, if eligible
  • Payment options dependent on risk particulars:
    • Annual pay
    • Direct bill
    • Installments
    • Monthly reporting

Admitted or non-admitted paper:

  • Admitted
The Program Administrator can answer questions about eligibility, coverage, or commissions. They will also be able to provide you with the appropriate forms for a submission. Please Note: Zurich Program Administrators have individual appointment processes. They retain the right to appoint/terminate subproducer relationships. If a Zurich Program Administrator declines to appoint, no alternative Program Administrators can be considered for the class of business.