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E-Business Insurance from Zurich North America
E-RiskEdgeTM Insurance provides businesses the security to conduct their e-commerce and e–business online.
Protect your most valuable assets with E-Commerce Insurance
No doubt you have insurance and risk management programs in place to protect your property, as well as workers compensation coverage for your employees. Yet are you properly protecting the most valuable assets your business possesses: its information and your reputation? Don't underestimate the risks to these valuable assets posed by malicious attacks and simple errors. Without e-commerce insurance, your business and your information are left insecure.
About E-RiskEdge Insurance
Unlike many other e-business insurance policies available, E-RiskEdge provides comprehensive coverage in a single policy, simplifying your paperwork and record keeping. Our e-commerce insurance specialists work with your agent or broker to help you find solutions that work in the real world. Considerable experience, plus continuing education to stay abreast of industry changes, enables them to really understand your business and new risks you face.
E-RiskEdge is the cyber insurance that protects your business against a wide range of threats, including:
- Unauthorized access to or use of your data or software.
- Computer viruses that damage or impair your data or covered systems.
- Attacks on your covered systems that result in the inability to perform or gain access to your e-business activities.
- Libel, slander, disparagement, copyright infringement, and public disclosure of private information.
- Theft of money, securities, data, software or computer resources.
- E-business extortion
Cyber Insurance Coverage from E-RiskEdge
E-RiskEdge is designed for the way you do business today and the way you'll do business in tomorrow's rapidly evolving electronic marketplace. The policy offers coverage that standard business insurance can't match:
- Global coverage: The Internet has no boundaries, E-RiskEdge coverage applies no matter where the loss originated. It also covers suits brought anywhere in the world.
- Loss of business income: Traditional business insurance usually requires direct physical damage or loss to tangible property. E-RiskEdge covers lost income that results from covered e-business related losses it also covers extra expenses related to the e-business interruption and the cost of investigating the reason for the interruption.
- Dependent business: Traditional insurance covers your business and assets only. With E-RiskEdge, the e-commerce insurance solution, you have broad coverage for business income lost as a result of a covered loss event interrupting service at vendors of goods and services that are critical to your e-business activities.
- Intellectual property: Traditional insurance doesn't usually cover intangible property such as software and data. E-RiskEdge covers development costs for both loss and damage.
- Public relations expenses: Rebuilding your reputation after an e-business loss is essential, but it can be very costly. E-RiskEdge provides broad coverage for public relations expenses including consultants, complete PR campaigns and media expenses.
- E-business loss event liability: Traditional insurance requires that there be bodily injury or physical damage before liability insurance comes into play. E-RiskEdge provides coverage for financial claims, and the associated defense expenses made against you as a result of a covered e-business loss.
- Electronic publishing liability: If you publish anything through the Internet, E-RiskEdge provides a broad range of coverage including liability for the publication of protected material and private facts.
- Computer theft: E-RiskEdge reimburses you for the value of money, securities, software and other property stolen as a result of a covered e-business loss. It also pays for the cost to restore lost or damaged data.
- E-business extortion: With E-RiskEdge, you're covered for extortion losses and many expenses incurred as a result of a third-party threat to infect your system with viruses, alter or destroy data, steal money, data or resources, or divulge confidential information related to your e-business activities. The policy keeps your out-of-pocket expenses to a minimum.
- Rewards: E-RiskEdge will pay for information that leads to the arrest and conviction of anyone who commits an illegal act against your e-business activities.
Zurich North America - The leader in E-Business Insurance
Zurich North America Financial Enterprises is a leader in the field of e-commerce risk protection. In 1999, we developed the first e-commerce insurance program in the market. Now, while others roll out their first generation programs, we used our hands-on experience to refine and enhance our program. In addition to leading the market in e-commerce protection, we have more experience finding solutions to the risks posed by electronic business tools than other organizations. For years, we've been protecting organizations against a range of cyber risks - from database corruption and theft to electronic funds transfers and beyond. We were building expertise in the field long before e-business was commonplace in other industries.
To learn more about Zurich North America’s E-business and E-commerce Insurance solutions, visit our E-Risk Edge website. We can put our expertise to work protecting your cyber business with E-RiskEdge.
Contact your independent agent or broker today, or call us at 1-800-821-4635. You can't see the risks, but you can beat them with E-RiskEdge.
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