Managing risk for your business

Slip, trip and fall safety

Risk Engineering

Business leaders need to stay up to date with evolving risk trends to more effectively manage their businesses. By collaborating with Zurich risk specialists , you can gain access to insights and knowledge to help you anticipate and manage your risks more effectively. Zurich offers tools, services and educational programs to help you build enterprise risk management processes designed to protect your business today and respond to the emerging risks of tomorrow. Zurich Risk Engineers strive to understand your business and work with you over time to help improve and customize your approach to risk management for greater effectiveness and efficiency.

Zurich offers an integrated approach to help you actively protect your business against risk, rather than simply insuring against it. We begin with in-depth risk assessments and then grade the exposures identified to create a strategic risk-management plan. Our Risk Engineers use the data they gather to suggest improvements based on their in-depth industry knowledge and risk insights to help you create an effective loss-prevention strategy.

Zurich Insurance Group has over 800 Risk Engineers worldwide to leverage global risk assessment and improvement programs developed using standardized operating procedures and diligent internal training. We encourage flexible solutions through participation in technical communities and awareness of current legislation and regulation. And we utilize cutting-edge and award-winning risk assessment and customer risk information tools, such as Zurich Onsite, My Zurich and Zurich Risk Advisor.

Learn more about Risk Engineering Products and Services.


Risk management begins with insight


Risk Engineering thought leadership


Find innovative solutions and tools, services and education specifically designed for areas of risk that affect your industry.

Auto and motor fleet insurance

Services

Recognizing that most businesses have some type of vehicle operations, Risk Engineering has consultants with extensive experience with a wide variety of motor fleets, ranging from heavy commercial trucks to private passenger cars. Whether the business demands professional drivers or driving is just part of a larger job for the employees, Zurich can help.

Motor fleet safety

  • Loss and root cause analysis
  • Motor fleet risk assessment
  • Driver safety training and orientation strategies
Automotive dealerships and garages

  • Safeguard rules, OFAC and red flag rule consultations
  • Best practices for key control management, inventory control and tracking

Tools and solutions

Motor fleet safety

  • Fleet safety program review checklists
  • Guides for evaluating driver motor vehicle records
  • Zurich Risk Advisor Self-Assessment app
Automotive dealerships and garages

  • Action plan to help you align with Finance and Insurance regulations
  • Loss Prevention checklist
  • Safety posters and signs

Learn more about Zurich's automotive dealership and garage insurance solutions.

Program-specific transportation Risk Engineering tools

Education

Construction insurance

Services

Our Construction Risk Engineers are dedicated to understanding the operational needs unique to the construction industry. We offer a variety of risk management programs specifically designed to address the leading exposures inherent to construction.

  • Soft tissue injury prevention
  • Highway work zone safety
  • Accident scene investigation
  • Construction defect mitigation
  • Subguard

Learn more about Zurich's construction risk management services.

Tools and solutions

Education

Employee health and safety insurance

Services

Zurich’s health and safety specialists provide a baseline audit of key health and safety management issues and determine the adequacy of current systems and resources.

  • Health and safety risk management assessment and audit
  • Loss source targeted services
  • Zurich return to work (RTW) program

Education

Machinery breakdown insurance

Services

Risk Engineering's Machinery Breakdown team focuses on helping our customers reduce the frequency and severity of losses related to machinery breakdown by providing a proactive analysis of current operating practices.

  • Site risk assessment
  • Jurisdictional equipment assessment
  • Zurich energy audit

Education

Marine and maritime insurance

Services

As global economic activity gains momentum, more and more companies are shipping goods across the country and around the world. The opportunities of global trade are great, but when your property is in transit or in storage awaiting shipment, risk always goes along for the ride.

  • Dock operations
  • Terminals and ports
  • International cargo shipments
  • Cargo storage, packing and delivery
  • Container load and stow operations
  • Supply chain security
  • Contract labor providers
  • Marine construction

Education

Product liability insurance

Services

Our product liability Risk Engineering specialists follow a lifecycle approach to help manage product risks, from design to recall.

Tools and solutions

  • Zurich Hazard Analysis (ZHA)
  • Hazard Analysis Critical Control Point Certification (HACCP)
  • Warning and instruction manual review
  • Product liability prevention program review and training
  • Product recall and brand protection

Education

Property insurance

Services

Risk Engineering's Property loss prevention programs are designed to support your risk management needs and are administered by an Account Engineer who will work with you to deliver the best possible service.

  • Property loss prevention services
  • Risk management and business continuity services
  • Natural hazards

Education

Strategic business risk & resilience

Services

A 360-degree view of risk management can help minimize barriers to achieving business objectives and maximize strategic growth goals. Zurich’s Strategic Business Risk management is divided into two major areas, Business Resilience Services and Enterprise Risk Solutions.

Business resilience services

  • Zurich Hazard Analysis (ZHA)
  • Business continuity management (BCM) review and gap analysis
  • Business interruption assessment and interdependency modeling
  • Supply chain assessment and mapping
Enterprise risk solutions

  • Total risk profiling
  • Enterprise risk management healthcheck
  • Emerging risk tolerance
  • Key risk indicators

Tools and solutions

Education