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About Us Focus on innovative solutions Managing risks for today’s railroads is more challenging than ever. A misalignment in planning can turn your railroad into a runaway train. Zurich is uniquely prepared to help you solve today’s risk management challenges. Safeguarding your momentum The Zurich rail team creates customized risk management programs for railroad and railway companies, transit passenger systems as well as rail industry contractors, service providers and suppliers. The rail team provides comprehensive operations and property programs, which can help protect companies from a host of exposures, including collision, derailment overturn, track, roadbed, bridges, etc. Whether your organization makes tracks in the United States or abroad, Zurich can help you maintain a competitive edge by supplying the risk transfer and risk financing options that can preserve your bottom line. Experience and approach that are miles ahead Our team of specialists is well versed in the types of exposures facing rail companies. Many of our professionals are veterans of the industry with in-depth knowledge of its history as well as contemporary trends and developments. With a focus on safety, the Zurich rail team can offer guidance as to the most efficient ways for your company to meet government standards while protecting its financial stability. With rail expertise, enhanced by membership in a variety of respected associations, Zurich is positioned to be more than simply a product provider. We work with rail companies to ensure that the processes and systems needed to reduce costs and enhance productivity are successfully implemented, thereby fostering a culture committed to risk management. We link decades of combined experience with years of service, comprehensive coverages, substantial capacity and financial strength. Coupling these qualities with proprietary risk management and superior claims service enables us to serve the rail industry better. Unparalleled offerings Our coverages aren’t the end of the line. Zurich has developed proprietary risk management tools: safety manuals and self-evaluation check lists take into consideration your facility, processes and products to point out potential exposures. In addition, our risk management professionals can go the extra mile -- conducting risk assessments, loss analysis and custom training. We are also dedicated to accurate and timely claims adjustments coupled with loss cost management. Our claims services, delivered to you by veterans of the rail industry, are structured in line with customer input. To learn more about Zurich's financial ratings, click here.