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Life Insurance
When a business partner or key employee dies, the result can be devastating to the future of your company. And without proper estate liquidity planning your business and personal assets may have to be sold to pay estate tax and settlement costs. And, depending on the economic environment in which they are sold, full market value may not be obtained.
Universal Underwriters Life Insurance Company provides a full range of business life insurance products that can give you peace of mind knowing that if something tragic and unforeseen should happen, your business can continue and your estate is protected.
We can help you:
- Design a strategy to pass your business to your children, a partner or a third party
- Protect your business against loss due to the death of a key employee
- Safeguard personal assets of partner or shareholder pledged to secure business loans
- Reduce turnover through a long-term incentive plan for select key employees
- Provide liquidity to your estate for the payment of estate taxes and settlement costs
- Preserve your family's standard of living should you die
- Secure a legacy through your favorite charitable organization
- Replace your income should you become unable to work due to accident or illness
Types of insurance we can provide for you:
- Term life
- Universal life
- Indexed life
- Whole life
- Second-to-die survivorship life
- Premium financed life
- Disability income
- Group life and disability
- Supplemental retirement income
Certain life products, such as the Universal and Whole life products, are written by Universal Underwriters Life Insurance Company (“UULIC”), a member company of Zurich North America and may not be available in all states. UULIC does not give tax or legal advice. This presentation is for informational purposes only and should not be construed as tax or legal advice. Clients and other interested parties must rely solely on advice from their own independent tax advisor regarding the information and interpretations contained herein.
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