Statutory Disability

Accident & Health insurance for businesses in
New York and New Jersey

Our extensive range of accident and health insurance includes supplemental benefits that help satisfy disability coverage requirements for businesses operating in New York and New Jersey. Zurich disability coverage meets state requirements established by New York's Disability Benefits Law (NYDBL) and New Jersey's Temporary Disability Benefits (NJTDB) legislation while providing faster claims processing, shorter wait times and services that aren't available with state coverage options. Our regional insurance specialists are dedicated to helping businesses like yours navigate requirements while helping you protect your business, employees and bottom-line.

Disability coverage benefits
Our region-specific disability insurance is one of our comprehensive accident and health insurance solutions that can be paired with other products in our insurance suite. Our disability coverage for compliance with NYDBL and NJTDB regulations is designed to protect companies of all sizes by offering accident and health insurance benefits for small businesses, sole proprietorships and major corporations. Our private disability coverage plans provide customized benefits, so you can offer higher limits and control compensation while offering benefits to all your employees, including those who travel from out of state.

Learn more about New York's disability benefits and New Jersey's disability benefits.

Easy claims with Accident & Health insurance
For convenience and faster processing times, we offer a paperless claims process with 24/7 access to online updates. Knowledgeable insurance professionals familiar with each state's regulations are always available to simplify the process. New York and New Jersey disability coverage can also be combined with accidental death & dismemberment insurance and business travel accident insurance for full protection wherever your employees travel next.