Occupational Accident Insurance for contract drivers

Excess Occupational Accident coverage for trucking contractors protects your company and drivers. Contingent liability insurance protects your company from financial liability and litigation-related expenses while Occupational Accident coverage provides compensation when contractors or owner-operators are injured on the job. When your full workforce isn't eligible for workers' compensation, excess Occupational Accident coverage balances risk with optional AD&D coverage buy-downs and reuimbursements for Self-Insured Retention (SIR) deductibles on catastrophic claims not covered by insurance plans. We also provide accidental death & dismemberment insurance and business travel accident insurance along with risk mitigation tools to help you manage your fleet.

Why Zurich Accident Insurance

Direct access to a highly experienced team that knows this business
Responsive in-house claims unit dedicated to Occupational Accident and Contingent Liability lines
Responsive underwriting
Easy and efficient administration
Zurich "A+" rated by A.M. Best Company*

Accident & Health Insurance Benefits

Coverage is provided to all drivers the day you sign-up. 24-hour phone reporting and in-house claims give you direct access to Occupational Accident specialists who can answer all your questions. Benefits are delivered directly to drivers on behalf of your company for faster turnaround. Our monthly self-reporting system and integrated management tools help eliminate bills and paperwork for maximum efficiency.