Contractors Equipment
Protection for your equipment and tools so you can finish the job
As a construction business owner, you know how important your equipment is to your business operation. Equally important is having the proper insurance coverage in the event of a loss.
Zurich provides insurance for mobile machinery, equipment and tools used in contracting, installation, erection, repair or moving projects. Policies can be sold on a stand-alone basis or in conjunction with our Builders Risk Plan or other package policies, and covered equipment may be owned, rented, leased or borrowed from others.
Coverages
- Borrowed Contractors Equipment
- Employee Tools
- Unscheduled Equipment
- Rental Reimbursement
- Non-Owned/Rental Equipment
- Spare Parts and Fuel
- Pollution and Clean Up
Special Coverages
In addition, our standard policy offers a special coverage package that automatically includes basic limits for additional debris removal expenses, expediting expenses, fire department service charges, inventory and appraisal, recharge of fire extinguishing equipment, and reward for recovery of stolen equipment.
Benefits
- Online policy issuance and management
- Scheduled values of up to $10 million and up to $500,000 per item, monoline product
- Waiver of theft deductible when property is equipped with operational GPS tracking device
- Flexible billing and coverage options
- Electronic payment options
- Dedicated claims support available 24/7
From bulldozers to power shovels, backhoes to forklifts, Zurich provides insurance solutions that meet the unique needs of your construction business.