Medical Stop Loss

Reducing the pain of large medical claims.

You've already made a smart move--choosing to self-insure to gain more control of the health care benefits you provide to your employees. But your trade-off is exposure to large medical claims. If even one of your employees has big medical expenses, your entire fund could be jeopardized. These large expenses would no doubt have a big impact on the bottom line.

This is where Zurich's Medical Stop Loss coverage comes in. We help you manage the high cost of these catastrophic claims. One way we do this is to improve patient care through preferred vendors that specialize in certain diseases. Zurich's Medical Stop Loss plan also has case management programs to manage the high costs of transplants and neonatal care. And when your expenses reach a predetermined level, your Medical Stop Loss plan is there to reimburse the expense.

And to keep your cash flow even healthier, Zurich works to reimburse all eligible Medical Stop Loss expenses as quickly as possible. Doesn't this make you feel better?