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Accident & Health

When the unthinkable happens, help is right here.

Reducing the potential for injury, providing protection when injuries occur and facilitating the return to work of healthy employees — safely and quickly — are important goals. Zurich's Accident & Health coverages can help organizations achieve this by providing insurance solutions including disability, accident and medical stop loss. Our goal is to help businesses obtain high quality and effective care for their employees, while minimizing costs.

 

Accidental Death & Dismenberment (AD&D) Insurance

Accidental Death & Dismemberment (AD&D) insurance
Zurich AD&D coverage is designed to help employees and their families deal with the potentially severe financial consequences of an accidental loss of life or limb, costs that may include travel, funeral costs, rehabilitation and many other expenses.

  • AD&D programs can be 100 percent company sponsored or provided through voluntary employee contributions
  • Coverage goes with employees and family members 24 hours a day anywhere in the world, whether on or off the job

 Learn more about Zurich's AD&D Insurance >>

Statutory Short-term Disability (NY and NJ)

If your company has employees in New York or New Jersey, you know that state law in both jurisdictions requires you to provide short-term disability benefits to replace wages for any employee who suffers an off-the-job injury or illness. Zurich can help your company determine the most cost-effective solutions for this mandated coverage, while providing outstanding service.

  • Zurich is considered one of the most knowledgeable disability insurers in New York and New Jersey.
  • Our claims management services help companies reduce expenses while helping employees return to work as quickly as is safely recommended by their physicians. 

Learn more about Zurich's Statutory Short-term Disability Insurance >>

 

Zurich Travel Assist®

When your employees fall ill or are injured thousands of miles from home, Zurich Travel Assist® can provide the local knowledge and resources to get the medical, legal or personal help they need — anywhere in the world and anytime. 

  • Zurich Travel Assist® delivers a network of physicians, hospitals, clinics, medical transportation companies and other emergency professionals around the world
  • Our sophisticated 24-hour call center and global communications network is staffed with multilingual physicians, nurses, travel assistance specialists and assistance coordinators.

When your employees need help overseas, Zurich Travel Assist® is there for them.

Learn more about Zurich Travel Assist >>