Management Liability

 Zurich's Corporate D&O coverage -- Zurich D&O Select™ -- offers and a number of recent product enhancements.  Coverage highlights include:

• Protection for retired independent directors
• Enhanced coverage for individual insureds
• Environmental mismanagement claims extension
• eDiscovery endorsement

Lawsuits filed by employees against employers have been rising for employment issues such as wrongful termination, failure to promote, negligent evaluation, discrimination and sexual harassment. Zurich's employment practices liability insurance provides wide-ranging and flexible coverage to help to meet the needs of companies with 300 or more employees in various industries.

Zurich can structure a crime insurance program to help meet your specific requirements. Whether the loss is from computer fraud or theft, property destruction, employee theft or forgery, Zurich has the business crime solutions to help you protect the financial stability of your company. And because of our financial stability, we can provide up to $25 million of commercial crime insurance coverage.

Protection for pension and benefits managers

Individuals within a company who manage pension, savings, profit-sharing, employee benefit and health/welfare plans can be held personally liable for any breach of their duties. That means your company’s assets could be at stake. Also, most directors & officers (D&O) liability policies exclude fiduciary liability exposures, even those related to ERISA.

Zurich recommends that all financial services companies consider fiduciary liability insurance in conjunction with D&O coverages. This offers more thorough insurance protection to directors, officers and others with fiduciary duties. What’s important about Zurich’s fiduciary liability insurance is that it provides a broad definition of a claim and those who are insured, extending our insurance protection to spouses, if requested

Diversified Financial Institutions
Zurich provides financial institution liability insurance for banks, insurance companies, investment advisors, mutual funds and private equity partnerships. Our solutions include:

Blended programs that address multiple management liability risks, such as ZFusion®, combining multiple coverages, such as employment practices liability, fiduciary liability and directors and officers (D&O) liability, in a single contract.
Leading-edge professional liability solutions designed specifically for banks, insurance companies and private equity partnerships. 
 

Financial Enterprises
Zurich’s financial specialists and underwriters combine deep industry experience with a commitment to building a long-term relationship with each company We stay on top of the latest industry trends and regulations, so we can offer solutions that can help you anticipate the effect of changes and mitigate your losses Zurich delivers a broad range of solutions for financial institutions, including state-of-the-art property coverage, directors and officers liability (D&O), fidelity bonds, and electronic risk liability coverage