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Strategic Risk Services and Enterprise Risk Management

 

The aim of Enterprise Risk Management (ERM) is to minimize barriers to help achieve expected business outcomes by proactively addressing risks and opportunities, to help improve capital efficiency and create value for stakeholders. The challenges organizations face today make ERM an essential approach to business controls that embed a culture of active risk management across the country, from the operational levels to the Board of Directors. Zurich can help you embed tactical solutions to promote business resilience, help you reduce your total cost of risk and potentially protect profitability by enhancing your ERM framework. Our approach to holistic risk management can help you optimize the risk and opportunity balance.

As a financial institution, Zurich can share its loss knowledge in ERM, along with risk insights and database of loss data to help support various aspects of your risk landscape, insurable or not. With a global network of industry and risk management specialists, Zurich is here to help support your corporate objectives.

Enterprise Risk Management solutions

Zurich's Enterprise Risk Management (ERM) solutions can provide assistance in achieving a broad view of the entire risk portfolio, which can help you improve your profitibility and reduce the total cost of risk. We have a robust internal ERM program, and the methodologies and tools are well refined.

Total Risk Profiling® (TRP) is a workshop-based process of risk identification, prioritization and management that addresses strategic risks. Zurich can lead teams through the TRP process to help enhance the communication of significant risks within the company. We also offer proprietary Zurich Velocity™ ERM software, which features functionality and flexibility to help manage risks in the most logical way for businesses in various industries. Finally, our Risk Engineers can deliver an ERM diagnosis, rating the program against internationally recognized COSO and ISO standards and providing a tangible path to success.

Business Resilience solutions

A resilient business navigates uncertainty effectively by anticipating surprises, recovering from disruption and leveraging emerging opportunities. Zurich supports its customers in these efforts through a structured approach to analysis of disruptive events and risks. A Supply Chain Risk Assessment service can help you assess financial and interdependency information to evaluate potential loss scenarios. A customized business Business Impact Analysis by experienced Risk Engineers using BI modeling software can provide insight into the financial impact of a loss, and enable more comprehensive contingency planning.

Finally, Zurich's Risk Engineers can help support a proactive business continuity plan by identifying gaps, enhancing communication strategies and exploring risk transfer options.

Climate Change Business Dynamics

Zurich’s Climate Initiative takes a market-based approach to addressing the risks that we and our customers face from climate change. Our initiative consists of an internal Climate Office responsible for Zurich’s global climate change strategy, a Climate Change Advisory Council to advise Zurich’s management, and an Applied Research Program with organizations and institutions.

Risk Engineering is developing solutions to help our customers manage these emerging risks. For example, controlling fuel costs and carbon footprint are huge challenges for most organizations that operate vehicles as a part of doing business. Governments, customers, employees and society often expect an organization to demonstrate its commitment to reducing the impact on the environment. Zurich Fleet Intelligence was developed to help solve these problems. We combine world leading telematics technology with driver development and management tools to help improve performance.

With the increasing costs of energy and the public’s growing awareness of our impact on the environment, many corporate and private citizens seek to reduce their energy usage and improve their sustainability initiatives, resulting in the emergence and continued growth of the green building industry. However, as with any new industry, new processes and technologies leads to new risks. Zurich can assist our customers in avoiding or mitigating these risks. 

We have a team of Risk Engineers who are LEED™ Accredited Professionals, knowledgeable in the processes of sustainable design and construction. We are actively engaged in the green building industry. We can offer guidance for those customers interested in building green, whether a LEED™ certified green building or other, or implementing green processes and programs to improve their environmental footprint. 

Furthermore our staff of Certified Industrial Hygienists can provide indoor air quality baseline testing, one path to Indoor Air Quality credits within LEED™.

Visit Zurich's Go Green web site to learn more.

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This is intended as a general description of certain types of risk engineering services available to qualified customers through Zurich Services Corporation. Zurich Services Corporation does not guarantee any particular outcome and there may be conditions on your premises or within your organization which may not be apparent to us. You are in the best position to understand your business and your organization and to take steps to minimize risk and we wish to assist you by providing the information and tools to help you assess your changing risk environment.


Who to contact

Linda Conrad
(410) 664-5207
linda.conrad@zurich.com

Todd Carrier
(317) 690-0721
todd.carrier@zurichna.com

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