The forecast: expanding environmental regulations. Your challenge: focusing on specific insurance coverage.

The new administration in Washington is pledging to take action on a wide range of environmental issues, including enacting stricter environmental regulations and more protection for natural resources. If your organization is required by the Resource Conservation and Recovery Act (RCRA) to prove financial responsibility for the treatment, storage or disposal of hazardous waste, the coming years may bring new environmental risks from stricter EPA and state laws.

We offer environmental know-how combined with financial strength.

As one of the largest underwriters of environmental insurance in the U.S., Zurich possesses a deep understanding of the risks that RCRA-regulated companies face. Moreover, we provide our clients with financial stability that few others can offer.*
We help meet the environmental insurance needs for many RCRA regulated industries including:

• Agribusiness
• Bulk storage
• Chemical manufacturing
• Hazardous and non-hazardous treatment, storage and disposal facilities, e.g. incineration facilities, landfills, land treatment, recycling facilities, surface impoundment, waster water treatments
• Laboratory testing
• Pharmaceutical

Many of our underwriters and risk managers have worked as environmental consultants or scientists, so they bring highly specialized technical insights to your unique situation. To help insure against potential risks, Zurich’s environmental team will start with a comprehensive review of your current practices with such questions as:

• Do you have a complete and coordinated spill control plan?
• Is your pretreatment of wastewater discharge to municipal wastewater treatment plan sufficient?
• Do you have an underground storage tank management program?
• Is there a possibility of mold or bacteria in your air conditioning units? 
• Could any chemicals be corroding on-site and off-site sewer pipes? 
• Are your laboratory hood filters properly maintained?
• Do you have adequate backflow prevention devices?
• Have any of your buildings used asbestos in the past as an insulator?
• Are there odors from animal or other waste materials?

You have specific risks. You deserve specific insurance coverage.

Zurich understands that each RCRA regulated business has its own set of complex exposures and distinct coverage needs. That’s why we created Z Choice™, an environmental liability insurance solution that can be customized. This means you choose and pay for only the coverages that apply to your situation, while still satisfying your financial responsibility requirements. Learn more about Z Choice™.

*Discover more about Zurich’s financial strength and stability.