One point solutions for your property and casualty needs.
Many environmentally-focused organizations that choose Zurich for pollution liability coverage also choose to integrate their property and casualty coverage with us. That’s because there are advantages to having one of our experienced environmental underwriters examine all of a company’s coverage needs. An integrated approach with Zurich can reduce the likelihood of coverage gaps, create better efficiencies, and provide a quicker response when a claim occurs.
Zurich’s extensive environmental experience can bring valuable insight to your property and casualty coverage needs.
- Auto
We understand the transportation exposures associated with the environmental sector, especially in the area of hazardous materials. Zurich’s risk engineering team can help develop safety programs and driver training to help reduce injuries and accidents. Auto is not just a niche area for us...Zurich is the third largest insurer of commercial vehicles in the United States. For fleet customers, Zurich offers a 24-hour Spill Reporting Online System to facilitate the physical and financial aspects of an environmental clean-up.
- Excess/Umbrella
Companies have a wide variety of potential environmental exposures which means they have an extensive range of coverage needs. Zurich offers flexible umbrella and excess solutions designed to help close gaps above and beyond pollution and professional liability.
- General Liability
When you work with our underwriters, you are working with people who have on average 16 years of experience in the environmental insurance arena. They have an extensive knowledge of the general liability coverage as it pertains to environmental companies.
- Property
Zurich’s Property Portfolio Protection addresses a broad range of potential loss exposures for companies in the environmental sector by containing fewer exclusions. More built-in coverages mean less chance for coverage gaps---peace of mind for site owners, real estate developers, and environmental contracting firms.
- Workers’ Compensation
One of the biggest exposures for companies in the environmental sector are drivers falling from large trucks, or workers experiencing lifting accidents. Zurich’s risk engineers can provide recommendations on how to improve operations to reduce these exposures. In addition, Zurich has an innovative return to work (RTW) program for its customers called eZ Transition. This online tool assists in developing the necessary tools and guidelines for implementing a comprehensive RTW program including pre-injury, injury management, and return to work components.
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This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America. Your policy is the contract that specifically and fully describes your coverage. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy.
Insurance coverages underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company. Certain coverages not available in all states. Some coverages may be written on a nonadmitted basis through licensed surplus lines brokers.
Risk engineering services available to qualified customers through Zurich Services Corporation.