Excess Casualty

Access to Excess and Umbrella coverage

Zurich understands the wide array of your needs and offers flexible umbrella and excess solutions designed to help close gaps and provide high limits of protection to a wide array of industries.

With our broad, flexible A/B coverage form, we help eliminate concerns that surface when umbrella plans are not directly aligned with underlying policies. In fact, Zurich is one of only a few major insurers to offer umbrella coverage this way.

Under our umbrella program, we offer excess liability coverage, "Coverage A," on a following form basis and umbrella coverage, "Coverage B," that applies when there is no coverage provided under Coverage A. This means you are less likely to find holes in your coverage when it’s too late.

Zurich also offers excess liability protection over a primary or lead umbrella with coverage that mirrors the terms and conditions of the underlying policy, whether it is a Zurich policy or written by another carrier.

And now, we have taken our coverage a step further, offering innovative Casualty Business Crisis Expense. This high-limit crisis management coverage, "Coverage C," expands our previous offering. Coverage provides reimbursement for emergency expenses and immediate access to professional advisors.

Listen in as Kevin Whitehead of Excess Casualty and Ali Wilson of NAC Proposition Development discuss our offering.

And for more details on our products and how to contact us, link to the marketing materials in the Product Information box to the right.