Expatriate and Inpatriate SolutionZ™

Providing domestic and international staff with a wide range of employee benefits is critical to the building a positive work environment, while promoting employer-employee relationships and maintaining financial security. Zurich understands the challenges of doing business internationally and has developed benefits programs to address the specific needs of companies with overseas operations.

U.S. corporations with overseas operations need to address group employee life benefits for:

• Expatriate employees – staff temporarily working in a country other than country of legal residence
• Inpatriate employees – international staff currently working in the home country of an international organization

It should not be assumed that international employees are adequately covered by their domestic benefits package when working abroad.  International staff may have gaps in coverage due to the limited nature of a domestic program. 

Zurich’s Expatriate and Inpatriate SolutionZTM deliver programs for international employees that align with benefit offerings of U.S. domestic plans.  These programs provide a core package of group life employee benefits using a cost effective and efficient approach.