|
|
Tool Crib
- Commercial Construction Contractors – Comprehensive insurance programs specifically designed to meet the needs of mid-sized and large construction customers.
- Construction Owners – Comprehensive risk management solutions specifically designed to meet the needs of major construction owners.
- Residential Home Builders – Comprehensive insurance programs specifically designed to meet the needs of mid-sized and large residential builders.
- Construction Regions – Locate a Zurich construction industry specialist in your area.
- Architects and Engineers (A&E) Professional Liability – Protects design firms who provide predominantly architectural and engineering services to the construction industry. Our customers are covered for losses arising out of their negligent performance of professional services, whether direct or incidental.
- Commercial Auto - Provides indemnity and/or compensation for injury or physical damage that ensues from the ownership, use or operation of an automobile.
- Commercial General Liability - Protects a business against accidents and injury that might happen on its premises, as well as exposures related to its products.
- Workers Compensation - Pays for medical care and physical rehabilitation of injured construction workers. It also helps to replace lost wages for employees injured in the course of employment.
- Commercial Excess Umbrella - Blends two coverages to provide catastrophic liability protection for commercial automobile, general liability and employers liability exposures. Coverage A, the Excess cover, follows an underlying liability policy’s definitions and conditions. Coverage B provides the umbrella, aligned with ISO standards.
- Contractor’s Pollution Liability (CPL) – Provides coverage for the contractor's liability for third-party claims caused by pollution events arising out of covered operations performed by or on behalf of the insured at project sites.
- Professional Consultant's Liability (PL) – Provides coverage for liability arising out of acts, errors or omissions during the rendering of professional services by the insured. Coverage provides practice and project-specific policies with no pollution exclusion.
- Contractor's Protective Professional Indemnity (CPPI) - Protects contractors for losses arising out of the negligent performance of professional services for which the contractor is responsible, whether direct, incidental or contingent/vicarious.
- Owner's Protective Professional Indemnity (OPPI) - Provides coverage that protects the project owner for losses arising out of the architect or engineer’s (A/E) negligence. With OPPI, the A/E's policies are supplemented instead of replaced, thereby improving an owner’s potential recovery.
- Professional and Environmental Coverage (PEC) - Combines important elements of errors and omissions coverage with contractor’s pollution liability and also offers coverage for liability arising out of acts, errors or omission as well as pollution events arising from the insured contractors’ services or operations.
- Builders Risk - Covers damage to property under construction, materials used in the course of construction and delay in completion.
- Contractors Equipment - Provides coverage for mobile machinery, equipment and tools used in contracting, installation, erection, repair or moving projects.
- Property and Inland Marine - Provides financial protection against loss or damage to property from risks such as fire, theft and weather damage.
- Home Builders Protective (HBP) - Combines traditional general liability with a home builders limited warranty for large volume home builders. This coverage provides leading residential contractors with solutions that embrace their unique range of exposures, offering low cost of risk with the ability to cover subcontractors.
- Home Volume Builder (HVB) - Combines traditional general liability with a home builders limited warranty for mid-sized home builders. This coverage provides residential contractors with solutions that embrace their unique range of exposures, offering low cost of risk with the ability to cover subcontractors.
- Subguard® - An innovative risk management solution that helps construction contractors manage the risk of subcontractor or supplier default. Subguard provides comprehensive, consistent coverage for all enrolled subcontractors while enabling general contractors to regain control of their projects if a subcontractor defaults. Brochure
- Surety - Provides insurance for contract bonds including bid, performance, labor and material payment and maintenance for the construction industry. A broad range of judicial, license, permit and miscellaneous bonds and commercial and surety bonds for the governmental, legal and financial markets are also available.
- Accidental Death and Dismemberment (AD&D) – Provides customized catastrophic accident insurance products and services including business travel AD&D, basic 24-hour AD&D, voluntary AD&D, group occupational accident for independent contractors and excess occupational accident buy down.
- Directors and Officers (D&O) - Provides coverage for claims made against directors and officers of the company for alleged or actual breach of duty, neglect, error, misstatement, or omission. Coverage can be extended to include claims made by or on behalf of employees of the company for a wrongful employment act, including coverage for claims alleging wrongful termination, or treatment, discrimination for any protected classes, harassment and common law violations.
- Employment Practices Liability (EPL) - Protects against claims made by or on behalf of employees for a wrongful employment act, including allegations of wrongful termination or treatment, discrimination against any protected classes and harassment.
- International Coverage - Offers a complete package of insurance coverages for American-based companies operating overseas and foreign companies operating in the United States. Coverages include property and casualty, business travel/accident, executive support, political risk and accidental death and dismemberment.
- Political Risk – Offers solutions for emerging market risks for multinational corporations, investors, financial institutions, project developers and contractors protection from losses associated with political events. Coverages include expropriation, political violence, currency inconvertibility, non-honoring of sovereign guarantees and other perils.
|
