What Challenging Exposures Should Your Real Estate Insurance Guard Against?

Commercial real estate insurance is subject to what’s known as “challenging exposures.” These exposures can include CAT exposures, such as flood zones, high wind areas, earthquake regions, and/or may include industry specific risks or occupancy rates. Since the savviest businesses establish long-term success by thinking and planning ahead, knowing that there’s an insurance company looking out for your best interests and “forecasting” risks you might never have considered, can be a real relief. If you don’t know what constitutes a challenging exposure, you may not have adequate coverage.

Zurich North America Commercial Real Estate’s experienced and knowledgeable underwriters have an intimate understanding of the local hazards and demands of your real estate insurance market. We can guide you through the arcane definitions of challenging exposures and help make sure you have the right level of coverage for any eventuality. Common challenging exposures we address include:

• Risks specific to the hospitality industry and market
• Habitational buildings
• The dangers and risks of real estate and builders insurance in CAT Zones
• Specific risks of vacant properties
• Terrorism and terrorist threats
• eBusiness outages
• Environmental issues

We have a comprehensive policy bundle that can be customized to meet the unique and challeing exposures in your portfolio. We won’t be able to identify these until after we’ve carefully investigated your unique business situation, so contact us today to learn more.

Visit us today at Zurich Real Estate, where you can take advantage of several free resources including articles, videos and even in-depth, interactive real estate insurance webinars. In the arena of long-term success, you can’t afford to cut any corners.