Commercial Real Estate Insurance

Coverage breadth

Wide offering of property, casualty and specialty coverages from a single insurance provider
No vacancy provision, no margin clause, no ordinance or law clause to help protect you from uninsured exposures
8 new property coverage options specifically for real estate owners and managers

Ease of doing business

Dedicated real estate team geographically spread in key locations across the U.S.
Underwriting specialists providing segment experience and market knowledge
Dedicated risk engineering and claims services
In our 2009 survey, 92% of Zurich customers rank us high for claims responsiveness and service

Financial strength*

Industry’s leading financial ratings from AM Best A (stable), Standard & Poor’s AA- (stable)**
Zurich Financial Services Group investment portfolio has $186 billion with low equity exposure of 3%
The only insurer to have a Global Real Estate practice

Loss control services

100 value-added services to control your real estate risks: vacancy surveys, water damage prevention, appraisals, emergency preparedness, risk assessments of prospective acquisitions and more***
Web-based reporting, resource and loss tools such as Virtual Risk Consultant, Insurance to Value, Virtual Risk Manager- Fire
Claims experience in premises operations exposure

* Insurance is underwritten by Zurich Insurance Company
Ltd. and other insurance company subsidiaries within
the Zurich Financial Services Group including, in the U.S.,
Zurich American Insurance Company and its underwriting
subsidiaries. Insurance product obligations are the sole
responsibility of each issuing insurance company. For example,
only the assets of Zurich American Insurance Company (and
no other assets of the Zurich Financial Services Group) are
available to meet its obligations for the performance of its
products. This information is consolidated Zurich Financial
Services Group financial information as of June 30,
2010, and is not audited. For more complete financial
information, audited annual statements of the Group and
information on the ratings of the underwriting companies
of Zurich in North America, access www.zurich.com. No
assurances can be given, and we make no representations,
that such information has, or has not, changed since
June 30, 2010.