Accident and Health
Zurich Integrated Products makes it easy for businesses to provide quality Accidental Death & Dismemberment (AD&D) insurance and enhance employee benefits with a product that gives employees essential peace of mind. Purchased standalone or bundled, our products offer meaningful coverage both employees and employers appreciate.
Products
- Business Travel Accident. Employer-paid coverage provides 24-hour accidental death and dismemberment insurance for employees traveling on business.
- Basic 24-hour AD&D. Employer-paid coverage for accidents employees suffer on and off the job, 24-hours-a-day, anywhere in the world.
- Voluntary 24-hour AD&D. Employee-paid coverage for accidents employees suffer on and off the job, 24-hours-a-day, anywhere in the world. Premium paid through payroll deductions based on employee enrollment.
All coverages come with Zurich Travel Assist®, which provides employees with access to medical, legal, informational or personal assistance when traveling more than 100 miles from home, anywhere, anytime.
Major Highlights
Benefits are highly customizable. Add-on coverages and benefits can include:
Coverages:
- War Risk
- Bomb Scare/Explosion
- Commutation
- Exposure & Disappearance
- Family Traveling with Insured
- Hijacking / Skyjacking
- On-Premises Terrorism
- Reserve Corps/National Guard
Benefits
- Medical / Dental Expense
- Indemnity
- After School / Day Care
- Carjacking
- COBRA
- Coma
- Common Carrier
- Critical Burn
- Felonious Assault
- Hearing Aid / Prosthetic Appliance
- Higher Education
- HIV Occupational Accident
- Home and Vehicle Modification
- Natural Disaster
- Parent Care
- Permanent & Total Disability
- Rehabilitation
- Seat Belt / Air Bag
- Spouse / Domestic Partner
- Therapeutic Counseling
ZIP Appetite
Our programs and process are tailored for businesses with $5 million to $25 million in revenue. We have the flexibility to find a solution for virtually any business of this size. Our products are suited for executives and sales people of almost any industry or simply as a small business benefit enhancement to attract and retain all employees.
