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Directors & Officers Liability

Zurich Integrated Products offers broad form coverage for directors & officers in claims alleging breach of duty, neglect, errors, misstatements or omissions.  Easily coupled with our Employment Practices Liability insurance and Fiduciary Liability insurance, our D&O liability insurance is the management liability solution board members need for peace of mind.

Major Highlights

  • An additional $1 million infused for defense costs if limit of liability exhausts
  • Conduct and personal profit exclusion triggers upon final adjudication of claim
  • Investigations covered within defense costs
  • Flexible, efficient litigation management:
    • Choice of pre-approved, leading defense attorneys or other defense counsel (subject to insurer approval)
    • Internal and outside counsel collaborate to control costs and enhance defense
  • “Insured versus Insured” exclusion maintains coverage for bankruptcy trustees
  • Outside directorship coverage
  • Available limits up to $25 million

ZIP Appetite

Targets include businesses and not-for-profit organizations with up to $25 million in revenues and up to 250 employees across multiple sectors, including:

  • Biotechnology
  • Commercial Property Management
  • Hospitality
  • Manufacturing
  • Oil, Gas and Mining
  • Personal and Business Services
  • Publishers
  • Retail
  • Technology
  • Tribal Entities and Casinos
  • Utilities
  • Wholesale