Employment Practices Liabilty

Zurich Integrated Products provides the Employment Practices Liability insurance businesses need with the flexibility they want. Available on its own or paired with our D&O insurance and other management liability solutions, our global EPL coverage responds to a full spectrum of employment-related claims, including allegations of wrongful termination, discrimination, harassment and common law violations.

Major Highlights

• Coverage includes:
  • Fulltime, temporary, leased, part-time and seasonal workers … even volunteers and independent contractors
  • Claims by third parties, such as customers and clients, on a full limit or sub-limited basis
  • Defense costs within or outside policy limits
  • Prior acts 
  • Bilateral discovery
• In-house litigation management expertise coupled with best-in-class panel counsel attorneys ensure effective defense of claims
• Available limits up to $25 million
  

ZIP Appetite

Employment practices liability insurance is available alongside D&O and other management liability coverages for businesses with $5 million to $25 million in revenues and up to 250 employees.  Targeted industries include:

• Retail
• Personal and Business Services
• Manufacturing
• Oil, Gas and Mining
• Technology
• Utilities

ZIP is not currently a market for:

• Financial Institutions
• Financial, Investment and Insurance Services
• Public Entities involved in public finance, taxation or monetary policy