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General Liability

Zurich Integrated Products makes it easy for you to obtain strong standard general liability protection that fits your needs to a T. While we are ultra-flexible in tailoring coverage for specific industries, we have also built your most-requested coverage enhancements into our standard general liability insurance form.

Major highlights

  • General liability coverage readily expands to include:
    • Additional Insureds (blanket or scheduled basis)
    • Products liability
    • Completed operations
  • Primary non-contributory language addresses contractual obligations
  • Occurrence or claims-made policies available
  • Low minimum premiums
  • Monoline or package options
  • Zurich financial strength and claim and litigation management expertise

ZIP Appetite

General Liability insurance is underwritten for companies in a broad range of industries with $5 million to $25 million in revenue. ZIP is particularly competitive for established businesses with low to moderate severity exposures, such as commercial equipment manufacturers, durable goods wholesalers, clothing retailers and business services providers. We also target:

  • Manufacturing
  • Artisan Contractors
  • Wholesale
  • Real Estate
  • Retail
  • Personal and Business Services

ZIP is not currently a market for:

  • Builders and Heavy Construction
  • Aviation and Transportation Equipment
  • Financial Institutions
  • Financial and Investment Services
  • Public Entities
  • Hazardous or high severity products exposure