Restaurant package

Our restaurant insurance program provides a package policy for restaurant locations nationwide. It is designed for family-friendly restaurants, gastropubs and fine dining/white cloth establishments with 1-2 locations and less than 50 employees.


  • Fine dining
  • Casual dining
  • Fast casual
  • Franchises
  • Private dining clubs
  • Sit-down restaurants
  • Bars

Ineligible risks:

  • Adult entertainment
  • Socials clubs
  • Restaurants with dance floors
  • Fast food
  • Catering halls


  • Nationwide

Submission requirements:

Pricing indications can be provided with a submitted application. Quotes are subject to the following:

  • A thoroughly completed hospitality questionnaire
  • Current year plus three years of currently-valued loss runs (generated within the past six months) in a hard copy
  • Completed ACORD applications

Coverages offered:

  • General Liability, Liquor Liability, Property

Coverage limits:

  • General Liability: $1 million/$2 million
  • Liquor Liability: $1 million /$1 million
  • Property: Up to $5 million TIV

Admitted or non-admitted paper:

  • Admitted