Manufacturing solutions

The 21st century factory gets smarter every day by building products with the world’s most sophisticated equipment and by running complex software. Help protect your manufacturing business while keeping it competitive in the U.S. and abroad.

Why Zurich?

Manufacturers turn to Zurich professionals and our comprehensive suite of products and services that help protect investment and mitigate risk. Our practical and proactive risk-engineering solutions, responsive claims handling and absence management program offer solutions to help you protect your people, assets, products and processes.

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Solutions for manufacturing businesses

Property and casualty

Staying competitive in the manufacturing industry means investments in technology, equipment and processes, all of which require substantial capital investment. Undertake strategic plans to increase production and sustain growth with greater confidence by insuring your business’s assets.

Zurich’s Property Portfolio Protection (PPP) policy offers proprietary forms and rates with fewer exclusions, and features 27 additional coverage options including:

  • Boiler, machinery and equipment breakdown: There might not be a need for a separate policy to cover business-critical machines and equipment

  • Transit:  Physical loss or damage to goods in transit covered in various parts of the world while transported by aircraft, as long as the origination or destination is the coverage territory (U.S., Puerto Rico)

  • Selling price on finished stock: Provides coverage for the selling price of finished stock, including profit margin

Supply chain

Zurich provides supply-chain coverage for manufacturers of all sizes, not just the large multinationals. Typically mid-size manufacturers establish international ties in their supply chain beginning at $5 million in annual sales. Zurich provides qualified customers with a deep understanding and quantification of the risks and consequences of an interruption of the most critical suppliers and inter-dependencies in the supply chain.


Learn more about Zurich's supply chain management solutions.

Environmental

Zurich’s ZChoice® policy offers a fixed facility environmental program that allows qualified customers to select among core coverages for cleanup costs, bodily injury, property damage or natural resource damages. Environmental solutions can be combined with a suite of optional coverages, including business interruption, mold, transportation of materials and financial assurance. For a complete view of offerings, visit our environmental section.

International

Zurich offers global expertise and coverages that span more than 180 countries. Customize the insurance protection your global manufacturing business needs wherever it operates. Coverages include:

  • Core property and casualty: Property, general liability and auto

  • Crime: Provides coverage for loss of money, securities or inventory resulting from crime which includes employee dishonesty, embezzlement, forgery, robbery, safe burglary, computer fraud, wire transfer fraud, counterfeiting and other criminal acts

  • Foreign voluntary workers’ compensation/employer’s liability: Covers occurrences outside the U.S. where U.S. workers’ compensation does not apply

  • Marine and cargo: Provides coverage for loss or damage to goods in transit

Errors and omissions

Errors and omissions (E&O) insurance extends beyond general liability coverage to help protect manufacturers in the event of a defective product. Whether requiring rework or recall of a part or ingredient, E&O policies reduce the gap in coverage to help protect your business from this potentially significant financial risk.


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