Directors and officers

A changing national and global regulatory and legal landscape, as well as the impact of heightened scrutiny by the public and media, has created unprecedented exposures for corporate directors and officers.  Regardless of industry or type of business, the threat of litigation is real, its potential sources are many, and the consequences can be enormous.


Directors and officers solutions

Public companies

Zurich's Corporate D&O coverage, Zurich D&O Select™, continues to offer market-leading innovations, along with numerous policy enhancements, all backed by the financial stability of Zurich. Here are just a few of the many highlights:

  • Protection for retired independent directors
  • Enhanced coverage for individual insureds
  • Environmental mismanagement claims extension
  • eDiscovery endorsement

With the ongoing uncertainty in today's market, our Corporate D&O coverage provides outstanding insurance coverage for claims that put corporate and individual directors' and officers' assets at risk. In addition, Zurich offers coverage for the personal assets of directors and officers if a company is not able to indemnify them.

Why leave anything to chance? Today's directors and officers are under tremendous scrutiny. Zurich D&O Select provides coverage for the risks they face.

Zurich also offers the Executive Asset Protection SIDE A policy, designed to address the evolving litigation landscape and offer broad protections for liability exposures in the global marketplace.

Private and non-profit companies

Are your top players protected?

If you are a private company or a not-for-profit organization, your directors and officers may not be as safe from lawsuits as you think. It's not just the publicly held Fortune 500s that are being sued by outside parties. Private companies and not-for-profits of all sizes are experiencing more lawsuits by vendors, customers, employees and the government.

To give your senior team the protection it deserves, Zurich offers a range of directors and officers (D&O) liability solutions that can be customized to your organization's needs. We have programs specifically designed for non-financial companies, complex privately held companies, and non-profit organizations including healthcare organizations. Our plans provide coverage for claims of alleged or actual breach of duty, neglect, error, misstatement, or omission. And to provide your company with a clearer picture of emerging issues - both globally and locally -- Zurich's risk management services are available as well.

Zurich also offers the Executive Asset Protection SIDE A policy, designed to address the evolving litigation landscape and offer broad protections for liability exposures in the global marketplace.

Executive asset protection: Directors and officers Side A coverage

Corporate leaders have increasingly become targets of regulatory scrutiny and civil litigation — both in the U.S. and abroad. New regulatory and legal challenges make it more difficult to ensure that directors and officers have adequate insurance protection. Some executives are even questioning the value of traditional corporate coverages, particularly when indemnification from their company is often not available to them in foreign jurisdictions.

Zurich’s Executive Asset Protection Side A policy was designed to address the evolving litigation landscape and offer broad protections for liability exposures in the global marketplace.

Key benefits of Zurich’s Executive Asset Protection Side A Policy

  • Broad coverage grants and limited exclusions
  • Advancement of defense costs
  • Option for directors and officers to purchase extended reporting period
  • Non-rescindable coverage for additional reassurance
  • International coverage and services in over 200 countries, tailored to local rules and regulations and compliant with premium tax obligations


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