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Trade Credit & Political Risk Insurance

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What are Trade Credit and Political Risk Insurance?

Trade credit insurance helps protect you (the seller) against buyers that do not, cannot or delay pay for a direct trade transaction in which you have engaged with them. Non-payment may be due to insolvency, bankruptcy or a similar situation. Companies that purchase trade credit insurance often take this approach to protect their account receivables, cash flow and avoid reserving for associated bad debt on their balance sheet.

Political risk insurance helps companies manage and protect their exposures related to commercial assets, property or income due to an event related to political upheaval or involvement. Policies can provide protection against events such as political violence, expropriation, currency inconvertibility and contract frustration.

Why Zurich?

Trade credit insurance

Want to expand your sales, but do it prudently? Establish global foresight over your trade credit with a risk management solution that can cover one of the most important assets on your balance sheet, your accounts receivable. With its highly experienced, global team, Zurich provides adaptive trade credit insurance solutions that cover exporters, commodity traders and the financial institutions that support them in the event of payment defaults caused by covered political risk events or company-specific issues.

 

Political risk insurance

The world is a volatile place. Both established markets and emerging markets can present challenges today. Work with a global insurance provider who can deliver where and when you need it. Zurich, one of the market leaders, can help secure your business by providing global coverage for geopolitical risks such as embargoes or political upheavals. Zurich offers the capacity and resources that can help your business enter emerging markets with confidence.

20+
Zurich’s dedicated specialty lines business has been responding to emerging and unique risks for over 20 years.


A+
Zurich’s financial strength ratings are among the industry’s strongest: A+ A.M. Best, AA- Standard & Poor's.*


215
Countries and territories in Zurich’s global network – one of the largest in the insurance industry


Solutions

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Trade Credit Risk Insurance

In an effort to secure business development and financial security, global businesses seek alternatives for managing and mitigating the credit risks associated with their customer portfolios. Collaborate with an insurance company that develops innovative solutions through data analysis and a broad knowledge of international regulations and practices. Zurich specializes in creating customized policies for various markets where your company operates.

  • Trade credit
  • Short-term multi-buyer trade credit
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Political Risk Insurance

In the years since the global financial crisis, emerging market volatility has continued to grow. If you conduct operations, or sell into these markets, you need to prepare for the worst. Zurich, one of the political risk leaders, has the experience and global presence to work with you to identify global trends and political conditions that can indicate a region's stability.

  • Political risk insurance
  • Non-honoring of sovereign guarantee insurance
  • Hospitality industry
  • Infrastructure developers and lenders
  • Mining companies
  • Multinationals

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