Automotive aftermarket - Mechanical repair

Appetite:

Submit up to $125K total account premium in most states (instant online quotes up to $50K.)

• Mechanical repair or service shops including:
  • Muffler shops
  • Brake shops
  • Transmission repair
  • General/mechanical repair
  • Auto quick lube shops

Ineligible risks:

• Minimum of three years in business or equivalent industry management experience
• Business Auto with greater than 25 power units

Geography:

• Nationwide, except in Alaska, Florida, Hawaii, Louisiana and Texas

Coverages offered:

• Garage and General Liability
  • Mechanics E&O
  • Employee Benefits liability
• Business Income and Extra Expense - Actual Loss Sustained
• Equipment Breakdown Protection
• Building and Business Personal Property
  • No co-insurance provision
• Limited Discrimination Coverage option
• Crime - employee dishonesty, forgery or alteration, money and securities
• Business auto liability and physical damage
• Garage keeper's liability (direct or legal liability basis)
  • Blanket Waiver of Subrogation available