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Automotive aftermarket - Retail auto parts

mechanic and customer

Zurich’s automotive aftermarket retail auto parts program is designed for auto parts and accessories stores selling new parts only.

Insurance agents



Business owners

Contact your insurance agent or broker for access.

Appetite:

Submit up to $125K  total account premium in most states (instant online quotes up to $50K.)

  • Auto parts and accessories stores (new parts and accessories only)

Ineligible risks:

  • Minimum of three years in business or equivalent industry management experience
  • Business Auto with greater than 25 power units

Geography:

  • Nationwide, except in Alaska, Florida, Hawaii, Louisiana and Texas

Coverages offered:

  • Garage and General Liability
    • Mechanics E&O
    • Employee Benefits liability
  • Business Income and Extra Expense - Actual Loss Sustained
  • Equipment Breakdown Protection
  • Building and Business Personal Property
    • No co-insurance provision
  • Limited Discrimination Coverage option
  • Crime - employee dishonesty, forgery or alteration, money and securities
  • Business auto liability and physical damage
  • Garage keeper's liability (direct or legal liability basis)
    • Blanket Waiver of Subrogation available