City homes insurance program (CHIP)

Zurich’s City Homes Insurance Program (CHIP) covers small, urban multi-family buildings ranging from 2 to 100 units, which can include ground-floor mercantile units. Eligible properties can include older joisted masonry structures, as well as frame buildings in specified cities throughout the Midwest and West Coast.

The City Homes Insurance Program (CHIP) offered by Zurich is managed by a Program Administrator named a top 5,000 Fastest Growing Private Company by Inc. magazine in 2017. They offer a wealth of underwriting knowledge insuring real estate and have more than 30 years of industry experience.

Coverages include:

  • Property and General Liability package
  • Additional coverages are available


Currently available in select metro areas in:

  • California
  • Colorado
  • District of Columbia
  • Denver
  • Illinois
  • Maryland
  • Massachusetts
  • Minnesota
  • Missouri
  • New Jersey
  • Oregon
  • Philadelphia
  • Washington
  • Insurance agents

    Business owners