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Lender protection

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Our lender program provides coverage for residential and commercial property where mortgage servicers hold an interest in collateral. Eligible risks include mortgage servicers, banks, credit unions, and LLCs. We offer a master policy program with generous limits and broad coverages.


  • Entities that service mortgages
  • Mortgage servicers
  • Banks
  • Credit unions
  • Private equity
  • LLC’s 

Ineligible risks:

  • Condemned properties
  • Properties located outside the U. S. 


  • Nationwide and U.S. territories

Submission requirements:

Completed application and portfolio listing including:  

  • Borrower name, address, loan number, coverage type and last-known coverage amount or insured value
  • Include listing of current insured locations with address and values

Coverages offered:

Lender-placed insurance program (Mortgage Guard)

  • Master policy program with no individual property underwriting
  • Generous limits and broad coverages tailored for each client
  • Replacement cost coverage 
  • Web-based reporting and hazard tracking services
  • Compliant borrower notifications
  • Committed customer service teams
  • Expedient claims settlement
  • Proprietary client portal for vendor management

Coverage limits:

  • $500K - $10 Million ($5M residential/$10M commercial)

Admitted or non-admitted paper:  

  • Non-admitted

Additional program highlights:

  • Proprietary software for tracking, borrower notifications and billings
  • Full hazard tracking and outsourcing services