Fitness, wellness and spa
The Fitness, wellness and spa program offers a multi-line insurance package solution for fitness chains and wellness and spa facilities.
Appetite:
Fitness, wellness and spa facilities
Types of Risks
- Health clubs
- Tennis/racquet clubs
- Athletic clubs
- Destination and day spas
- City and social clubs
- Franchise gyms
- New ventures (with qualified industry experience)
Ineligible risks (if applicable):
- Stand-alone gymnastic facilities
- Stand-alone climbing wall facilities
- Amusement centers
- Dedicated martial arts/MMA facilities
- Facilities running sports leagues without a Sports Accident policy in place
- Cryotherapy exposures
- Medically invasive spa procedures
Geography:
Nationwide, except LA, MT and VA
Submission requirements:
- ACORD applications (including a complete SOV)
- Supplemental applications
- Currently valued loss runs (minimum 3 years)
- Additional information may be required
- Forms available upon request from Program Administrator
Coverages offered:
- Blanket building/improvements and betterments/personal property on agreed value
- Business income
- Replacement cost valuation on equipment
- General Liability
- Professional Liability
- Liquor Liability
- Commercial Auto, including GKLL for Valet Services
- Excess and Umbrella Liability (limits to $25 million and higher)
- Cyber Risk & Privacy Liability
- Directors & Officers Liability
- Employment Practices Liability with separate aggregate
Coverage limits:
- Excess and Umbrella Liability (limits to $25 million and higher)
Admitted or non-admitted paper:
- Admitted
