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E&S industrial property


This program provides coverage for a variety of light industrial risks, from warehousing and distribution to light manufacturing. Coverage limits up to $25 million. Higher limits may be available depending on risk characteristics.

Insurance agents

Business owners

Contact your insurance agent or broker for access.


  • Various types of light industrial risks from warehousing and distribution to light manufacturing
  • Limited critical flood or earthquake

Ineligible risks:

  • No windstorm coverage in tier 1 or 2 counties


  • Nationwide except Oklahoma and Texas

Submission requirements:

  • Forms for a submission are available upon request for contact from the Program Administrator
  • Additional information required regarding private protection, sprinklers, and alarms at the location 

Coverages offered:

Property and equipment breakdown, named perils to All Risk, ACV and RCV valuation, no coinsurance with proper insurance to value ratio

Coverage limits:

  • Program limits up to $25 million for primary and excess. Higher limits may be available depending on the risk characteristics
  • Minimum premium: $10,000
  • Minimum deductible: $5,000

Admitted or non-admitted paper:

  • Non-admitted