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Restaurant package


Our restaurant insurance program provides a package policy for restaurant locations nationwide. It is designed for family-friendly restaurants, gastropubs and fine dining/white cloth establishments.

Insurance agents

Business owners

Contact your insurance agent or broker for access.


  • Fine dining
  • Casual dining
  • Fast casual
  • Gastropubs
  • Neighborhood grilles
  • Private dining clubs

Ineligible risks:

  • Adult entertainment
  • Socials clubs
  • Restaurants with dance floors
  • Fast food
  • Catering halls


  • All 50 states. (Property not available in Florida)

Submission requirements:

  • Fully completed Acord Application
  • Fully completed Restaurant Package Supplemental Questionnaire
  • Three years of currently-valued (generated within the past six months) hard copy loss information

Coverages offered:

  • General Liability, Liquor Liability, Property

Coverage limits:

  • General Liability: $1 million/$2 million
  • Liquor Liability: $1 million /$2 million
  • Property: Up to $25 million TIV

Admitted or non-admitted paper:

  • Admitted