Restaurant package
Our restaurant insurance program provides a package policy for restaurant locations nationwide. It is designed for family-friendly restaurants, gastropubs and fine dining/white cloth establishments.
Appetite:
- Fine dining
- Casual dining
- Fast casual
- Gastropubs
- Neighborhood grilles
- Private dining clubs
Ineligible risks:
- Adult entertainment
- Socials clubs
- Restaurants with dance floors
- Fast food
- Catering halls
Geography:
- All 50 states. (Property not available in Florida)
Submission requirements:
- Fully completed Acord Application
- Fully completed Restaurant Package Supplemental Questionnaire
- Three years of currently-valued (generated within the past six months) hard copy loss information
Coverages offered:
- General Liability, Liquor Liability, Property
Coverage limits:
- General Liability: $1 million/$2 million
- Liquor Liability: $1 million /$2 million
- Property: Up to $25 million TIV
Admitted or non-admitted paper:
- Admitted