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Travel agents and tour operators


Endorsed by more than twenty travel consortia and associations, Zurich has a broad appetite for travel agent and tour operations. We offer a wide-ranging professional liability policy designed specifically for the travel industry, with worldwide coverage and a variety of deductible options. With no size or destination restrictions, our appetite includes adventure tour operators, tour operators, travel agents and student tour operators.

Insurance agents

Business owners


  • Travel agencies
  • Tour operators
  • Adventure tour operators
  • Student tour operators
  • Independent contractors (travel agents)
  • Corporate meeting planners
  • Destination management companies
  • All sizes of risks
  • Travel and tour arrangements can be worldwide no territory restrictions

Ineligible risks:

  • Outfitters and guides
  • Spring break student tour operators
  • Party or wedding planners


  • Nationwide

Submission requirements:

  • Program Application (available upon request for contact)
  • Brochures and other supporting documentation

Coverages offered:

  • General Liability
  • Professional Liability (Including bodily injury, property damage, and E&O coverage)

Coverage limits:

  • Up to $5 million/$5 million for qualifying companies

Admitted or non-admitted paper:

Admitted in all 50 states, except non-admitted for NY tour operators, and student and adventure tour operators.

Additional program highlights:

  • Program Administrator has more than 30 years experience in this industry
  • Worldwide territory
  • Occurrence form
  • In-house underwriting and claims handling