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Workers’ compensation for small businesses


This program is available for small enterprises with up to 50 employees and $25,000 in premiums. It covers a variety of classes of business, including child care, convenience stores, doctor’s offices, florists, light manufacturers, restaurants, retail stores and wholesale stores.

Insurance agents

Business owners

Contact your insurance agent or broker for access.


Zurich’s Program Administrator offers convenient online quoting, binding and issuing of Workers' Compensation policies.

Types of Risks

  • Banks
  • Bakeries
  • Barber shops
  • Beauty parlors
  • Clothing manufacturers
  • Clothing stores
  • Childcare
  • Conveniences stores
  • Dentists
  • Doctor’s offices
  • Florists
  • Food stores
  • Food manufacturers
  • Furniture manufacturers
  • Gift shops
  • Law offices
  • Light manufacturers
  • Machinery manufacturers
  • Printing manufacturers
  • Professional offices
  • Restaurants
  • Retail stores
  • Schools
  • Wholesale stores

Ineligible risks (if applicable):

  • Enterprises with over 50 employees
  • Enterprises with over $25,000 in premiums


AL, FL, GA, IL, IA, KY, OK, SC and TX

Coverages offered:

  • Workers’ compensation

Admitted or non-admitted paper:

  • Admitted