Surety Bond Coverage

Why choose Zurich for surety bonds?

Zurich offers deep experience, significant capacity and an empowered team of underwriters in the field. Our Surety Bond Validator allows businesses and governments to ensure that a principal’s bonds are in effect and up to the task. And we deliver when it matters most: Zurich customers rank our Claims service as among the industry-leading.

Top 3

Zurich is the third largest and the longest continuously operating surety provider in the U.S.¹

over 85%

of the top 100 contractors choose Zurich for insurance protection.²

50 | 25

Zurich can provide surety bonds in all 50 states and approximately 25 countries.

Resources

Zurich Surety Benchmark Report

Insurance solutions for Surety bond

Contract surety bonds

Zurich offers a wide array of contract surety bonds to contractors ranging from small to large ENR 400 firms performing public works projects as well as private construction projects:

Bid bonds
Performance bonds
Labor and material payment bonds
Subcontract performance bonds
Subdivision bonds
Maintenance bonds
Supply bonds
License and permit bonds
Environmental surety bonds
Miscellaneous bonds

Commercial surety bonds

We provide both account-based and transactional surety solutions. Account-based customers span nearly every industry and include Fortune 2000 and regional companies requiring large individual bond capacities or many different bonds in multiple states. Zurich also provides a range of transactional options, designed for qualified customers who require a limited number of surety bonds each year:

License and permit bonds
Court bonds (judicial bonds and fiduciary bonds)
Workers’ compensation self-insurance bonds
Miscellaneous bonds

International surety bonds

With one of the largest global networks in the industry, Zurich is a leading provider of both contract and commercial surety bonds to international customers. Our international surety bonds are offered in approximately 25 countries in the Americas, Europe and Asia-Pacific.

Ready to help protect your next project

From construction sites to commercial properties, Zurich offers more than just coverage — we deliver tailored insurance solutions built for your industry

Construction Property

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FAQs

Surety bonds help put landmarks on the map. They also support trade and other business needs. Surety bonds are a credit instrument that provides financial and performance guarantees in a contract. In essence, if one party, known as the principal, fails to fulfill a contractual obligation to another party, referred to the obligee, then the surety promises to pay the obligee a set amount. Since 1890, Zurich surety bonds have helped provide the assurances necessary to build the Hoover Dam, the Confederation Bridge and other visionary structures, including skyscrapers, highways, bridges and canals, both across the country and around the world.

1. The Surety & Fidelity Association of America. “Top 100 Writers of Surety Bonds.” 17 May 2023.
2. As of September 2021 and based on ENR 2021 Top 400 Contractors list cross-referenced with Zurich customers with a policy in force during the report year. ENR 400 (Engineering News-Record) rankings are based on construction revenue.