Caretakers

Gig Insurance

 

Why choose Zurich for Gig insurance?

Expertise. Our Underwriters can help you navigate state regulations across various sectors of the gig economy.
Flexibility. We customize coverages for the needs and budgets of independent contractors, and we simplify the solutions for the platform that sponsors the offering. Coverages can be structured in a variety of ways with optional enhancements available.
Claims service. Our in-house Claims team, dedicated to Occupational Accident and Contingent Liability lines, averages over 20 years’ experience.

Resources

  • Accident insurance for the gig economy
    Accident insurance for the gig economy

Solutions for Gig insurance

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Coverages for gig workers

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Capabilities

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Coverages for gig platform companies



Want to learn more?

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FAQs

Growth in the gig economy has opened new pathways for independent contractors to earn income and for companies to get things done. New opportunities can bring risks, such as gaps in work injury coverage. Our insurance for the gig economy can help fill those gaps.

Our solution provides accident coverage for independent contractors not covered under a workers’ compensation policy, paying medical expenses and disability income if the contractor is injured while working. Coverages are available for a wide range of independent contractors (such as home healthcare workers, landscapers, dog walkers and delivery drivers) through the companies and platforms that connect them with work.1

Zurich’s Accident Insurance for the gig economy empowers individuals and organizations to pursue their goals their way.

1. Coverages may differ by state.

This is intended as a general description of certain type of insurance available to qualified customers, provided solely for informational purposes. Insurance coverages are underwritten by Zurich American Insurance Company, a New York domiciled company with its principal place of business at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535). The terms and conditions of the policy described in this brief summary are governed by the individual policy document that contains the complete terms. In the event of any discrepancy between the information in this brief summary and the policy, the policy document shall govern. Coverages and rates are subject to individual insured meeting our underwriting qualifications and product availability in applicable states. Some coverages may be written on a nonadmitted basis through licensed surplus lines brokers